Using our loan finder service we can find you poor credit long term loans for bad credit. The maximum loan perdiod is 25 years if you are a homeowner and you apply for a poor credit secured loan. For an unsecured poor credit loan the loan period is typically 10 years.

A lot of lenders will not offer you 100% LTV on poor credit long term loans, but may offer up to 80% LTV on loans for certain purposes.

Also note that if you are a tenant you will need to apply for an unsecured poor credit long term loan and the amount you can borrow will typically be up to £25,000. However, some poor credit rating lenders may loan you more money depending on whether you have a very good credit history and how much you earn per month.

So whether you currently have mortgage arrears, a CCJ or several CCJ then you may still be able to get poor credit long term loans. Lenders are understandably very cautious about who the lend money too these days but using our poor credit long terms loans finder service we can help you find that loan a whole lot easier.